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Walk through the full seller net sheet: payoffs, commissions, fees, credits.
Build the net sheet →A saved estimate opens in the net sheet so every line comes through; a given figure is used as-is.
Walk through the full buyer sheet: loan, rate, taxes, closing costs, prepaids, assistance.
Build the buyer sheet →Estimates only. Purchase closing costs use the same Kern County title and escrow assumptions as the buyer sheet; a cash purchase has no lender fees, prepaid interest, impounds, or mortgage insurance. Confirm with your escrow officer and lender.